Motor cover can address different risks. Third-party liability and cover for damage to your own vehicle are distinct; understand which sections your policy includes.
What cover may include
- Liability to others under policy terms
- Own-vehicle damage, if insured
- Optional add-ons where offered
What to compare
- Vehicle details and declared use
- Deductibles and chosen add-ons
- Renewal dates and claim procedure
A useful starting point
Ask what is covered and excluded. Keep proposal details accurate and documents updated. Tell the insurer about changes to the vehicle or its use.
This is an introduction. Actual benefits, limits and exclusions depend on the chosen policy and insurer.