Health insurance can help pay eligible medical expenses under the policy’s terms. Compare the cover itself, not just the premium.
What cover may include
- Hospitalisation and eligible treatments
- Specified day-care procedures
- Pre- and post-hospitalisation expenses, where included
What to compare
- Waiting periods and exclusions
- Room limits, co-payments and deductibles
- Hospital network and cashless process
A useful starting point
An individual policy covers one person. A family floater shares one sum insured between covered family members. Consider existing cover and who needs protection.
This is an introduction. Actual benefits, limits and exclusions depend on the chosen policy and insurer.