Life insurance provides benefits on specified events under the contract. Protection-focused and savings-linked policies serve different purposes.
What cover may include
- A death benefit under the policy
- Additional rider benefits, if selected
- Other benefits only where specified
What to compare
- Sum assured and policy duration
- Premium payment commitment
- Nominee details, exclusions and benefits
A useful starting point
Start with the people who depend on you and the commitments you want to protect. Separate guaranteed benefits from illustrations before deciding.
This is an introduction. Actual benefits, limits and exclusions depend on the chosen policy and insurer.